Your total VSD balance is divided into different accounts to help you learn about money management.

Spending Account

This is your "everyday" account. Funds in your Spending balance are liquid and can be used for:

• Peer-to-peer (P2P) transfers to other users.
• Submitting withdrawal requests to "cash out" for real-world rewards (if your admin allows it).
• Making purchases at a virtual or physical store (if your community has one).

Most of your earnings from chores and rewards will go directly into this account.

Savings Account

This is your "long-term" account. The main purpose of this account is to set money aside and watch it grow. On the main dashboard, you can use the "Move Funds" button to transfer VSD from your Spending account into your Savings account.

Your admin may occasionally pay "interest" on the VSD in your savings account, helping your balance grow over time, just like a real savings account!